Thursday, July 3, 2025

From Metropolis Renters to Westchester Patrons, A Younger Household Seemed for Area to Develop

Caroline and Aaron Sokol beloved their one-bedroom rental on the Higher West Aspect.

“We might joke that if we by no means had a child, we may have lived and died in that residence,” Mrs. Sokol mentioned.

Then, after all, they’d a child: Their son, Maxwell, was born in October 2023. The couple gave it a shot at first, staying within the rental for one more 12 months. “Being within the metropolis with a child is definitely very handy as a result of all the pieces is so shut,” Mr. Sokol mentioned.

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They put up a short lived wall to create a six-by-nine-foot nursery, full with a crib and dresser, however earlier than lengthy, issues felt cramped. “I couldn’t have been 9 months pregnant and slot in that room,” Mrs. Sokol mentioned.

They thought-about renting a bigger residence within the neighborhood, however realized that the lease for a two-bedroom would price about the identical because the month-to-month mortgage for a home exterior the town, even with rates of interest nonetheless pretty excessive.

“We felt like the home was actually vital, and if we’ve got to pay the rate of interest, we’re going to do it as a result of we want the area and we don’t need to wait till the market modifications,” Mr. Sokol mentioned.

The Sokols, who met in 2009 whereas attending Indiana College, each loved childhoods within the suburbs — Mrs. Sokol, 34, in Framingham, Mass., exterior Boston, and Mr. Sokol, 35, in Scarsdale, the upscale Westchester County city simply north of New York Metropolis. They needed the identical for Maxwell, and Westchester appeared like the apparent alternative due to “the commute and the colleges,” Mr. Sokol mentioned.

Mr. Sokol, vice chairman of licensing on the model administration agency WHP World, goes to his Manhattan workplace 5 days every week, whereas Mrs. Sokol works remotely as a senior supervisor at Capital One. After promoting some shares and pulling from financial savings, they’d sufficient for a 12 % down fee on a $1 million house, and obtained a $50,000 penalty-free mortgage towards Mrs. Sokol’s 401k to cowl shifting bills and furnishings.

They clicked with the brokers internet hosting the primary open home they visited, Nicole Orefice and Janine Hennigan of William Raveis, and the 4 visited a couple of dozen listings by means of the winter. Together with an inexpensive commute and up to date updates, their wishlist included a pleasant kitchen and three bedrooms plus a house workplace. Early within the search, Mrs. Sokol developed an affinity for Cape Cod-style properties.

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